Practice Area
Banking, Finance & Insurance Law
Ethiopian finance is opening up — foreign banks, payment operators, capital markets. The rules are new, the regulator is active, and getting documentation right is the whole game.
We advise borrowers, lenders and financial-sector entrants on National Bank of Ethiopia (NBE) directives, the movable-property security regime under Proclamation No. 1147/2019, and the licensing frameworks now reshaping the sector — from payment instrument issuers to the Ethiopian capital market under Proclamation No. 1248/2021.
How we help
- Loan agreements, guarantees and security packages: mortgages, pledges and movable collateral registration
- Debt recovery and enforcement of security for lenders; restructuring negotiation for borrowers
- Licensing and compliance for payment operators, microfinance and lease-finance companies
- Advice on NBE foreign-exchange directives for businesses managing forex exposure
- Insurance policy review, claim preparation and coverage-dispute litigation
- Regulatory correspondence and inspection responses
Collateral law has changed
The movable collateral registry means inventory, receivables and equipment can now secure lending — but priority depends entirely on correct registration. We paper security so it survives competing claims and insolvency, not just signing day.
Who we act for
Businesses negotiating bank facilities, fintech founders seeking licences, insurers and policyholders in coverage disputes, and foreign financial institutions studying Ethiopian market entry.